Last Updated:
Bluevine Business Checking Review 2026
Quick Summary
Rating
4.3/5 ⭐
Savings APY
Up to 3.00%
Checking APY
1.30% (up to 3.00%)
Monthly Fee
$0 (standard plan)
Best for: Small business owners wanting interest‑bearing checking and digital tools
What is Bluevine Business Checking?
Bluevine Business Checking is a full-service online bank offering competitive rates and modern banking features.
✓ Pros
- Interest‑earning business checking with no monthly fee on the standard plan
- High APYs available on Plus and Premier plans
- Unlimited fee‑free transactions and large ATM network
- FDIC insurance up to $3 million through partner banks
✗ Cons
- To earn the standard APY you must spend $500 monthly or receive $2,500 in payments
- Higher APYs require paid plans with monthly fees
- Cash deposits incur fees and there is no weekend phone support
Account Details
| Savings APY | Up to 3.00% |
| Checking APY | 1.30% (up to 3.00%) |
| Min Deposit | $0 |
| Monthly Fee | $0 (standard plan) |
| ATM Access | Free within MoneyPass network; fees and reimbursement options for Plus/Premier |
| Mobile App | Good |
| FDIC Insured | Yes |
Who Should Choose Bluevine Business Checking?
Best for: Small business owners wanting interest‑bearing checking and digital tools
Ready to Join Bluevine Business Checking?
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