Privacy Policy

Last reviewed on April 27, 2026.

This page explains what information TopOnlineBanks.com (the “site,” “we,” or “us”) collects, how it is used, and the choices you have. By using the site you agree to the practices described here. If you disagree with any part of this policy, please stop using the site.

1. Who we are

TopOnlineBanks.com publishes editorial reviews and comparison content about online banking services available to consumers in the United States. We are not a bank, broker, or financial advisor. The site is operated as an independent publisher; the operating entity is based in [Jurisdiction].

2. Information we collect

2.1 Information you provide

You can browse the entire site without creating an account or submitting personal data. If you contact us by email, we receive whatever you put in that message — typically your name (if you choose to give one), your email address, and the content of your message. We use that information only to respond to you and to keep a record of the correspondence.

2.2 Information collected automatically

When you load a page, your browser and device send standard request information that we and the third-party services on this page receive. This includes:

• IP address and approximate location derived from it
• Device type, operating system, browser and version
• Referring URL (the page that linked you here)
• Pages viewed, time on page, and click events
• A unique identifier stored in cookies or local storage

2.3 Cookies and similar technologies

We and our service providers use cookies, pixels, and similar storage to keep the site working, measure traffic, and serve advertising. The categories used on this site are explained in detail on our Cookie Policy. You can change your cookie choices at any time using your browser controls, the privacy tools linked from that page, or, where shown, an in-page consent prompt.

3. How we use information

We use the information described above to:

• Operate, secure, and improve the site
• Understand how visitors find and use our content
• Reply to your messages and any complaints or rights requests
• Show advertising, including personalized advertising where permitted
• Detect and prevent abuse, fraud, and breaches of our Terms
• Comply with applicable law and respond to lawful requests

4. Google AdSense and advertising

TopOnlineBanks.com uses Google AdSense to display advertising. Google is a third-party vendor whose use of cookies enables it and its partners to serve ads to you based on your visit to this site and other sites on the internet.

You should know:

• Google uses cookies — including the DoubleClick DART cookie — to serve ads.
• Third-party vendors and ad networks listed by Google may also use cookies on this site.
• You can opt out of personalized advertising by visiting Google Ad Settings.
• You can review the way Google uses information from sites that use its services at policies.google.com/technologies/partner-sites.
• To opt out of third-party vendors' use of cookies for personalized advertising, visit aboutads.info/choices or, in Europe, youronlinechoices.eu.

5. Analytics

We use Google Analytics (via the gtag.js tag visible in our page source) to understand aggregate site usage. Google Analytics collects pseudonymous identifiers, page views, and engagement events. We have not enabled features that connect this data to a personal Google identity. You can opt out of Google Analytics across all sites by installing the Google Analytics Opt-out Browser Add-on.

6. Third-party services we rely on

The site is built as static HTML and CSS, but page loads involve a small number of third parties:

• Google AdSense / Google Ads — advertising and frequency capping
• Google Analytics (gtag.js) — traffic measurement
• Bing Webmaster Tools / Google Search Console verification files — search-engine verification only; no tracking
• Our hosting provider — server logs of standard request data

Each of these has its own privacy practices, which take precedence for any data they collect directly from you.

7. How we share information

We do not sell your personal information for money. We share information only as follows:

• Service providers who host the site, run analytics, or deliver advertising on our behalf, under their own privacy terms.
• Affiliate partners and tracking links. Some links to banks are tracked. When you click them, the partner may receive that you came from this site so we can be credited for any qualifying sign-up.
• Legal compliance. Where required by law, court order, or to protect the rights and safety of the site, our visitors, or others.
• Business transfers. If the site is sold, merged, or reorganized, information may transfer to the new owner under the same protections.

8. Your rights — GDPR (EEA, UK)

If you are in the European Economic Area, the United Kingdom, or another region with a comparable data-protection law, you have the right to:

• Access — request a copy of any personal data we hold about you
• Rectify — ask us to correct inaccurate data
• Erase — ask us to delete your data, subject to legal limits
• Restrict or object to certain processing, including profiling for advertising
• Data portability — receive your data in a structured, machine-readable format
• Withdraw consent at any time, where processing is based on consent
• Lodge a complaint with your national data-protection authority

The legal bases we rely on are: consent (for non-essential cookies and personalized ads where required), legitimate interests (for site security and analytics), and legal obligation.

9. Your rights — CCPA / CPRA (California)

If you are a California resident, you have the right to know what personal information we collect, to request deletion, to correct inaccurate information, and to opt out of any “sale” or “sharing” of personal information as those terms are defined under California law. We do not sell personal information for money. We may “share” personal information through advertising cookies for cross-context behavioral advertising; you can opt out using your browser's Global Privacy Control signal or by emailing us at the address below.

10. How long we keep information

We retain server logs for a short period (typically 30–90 days) for security and abuse prevention. Analytics data is retained according to Google's defaults for the property. Email correspondence is retained as long as it is useful to support our records, then deleted on request.

11. Security

We apply reasonable technical and organizational measures to protect the information we hold, including HTTPS for all page loads. No internet service can be guaranteed perfectly secure, and we ask that you avoid sending sensitive data such as account numbers or government identifiers by email.

12. Children

The site is not directed to children under 13 (or under 16 in the EEA/UK). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.

13. Changes to this policy

We may update this policy when our practices, the law, or the services we use change. The “Last reviewed” date at the top of the page is updated each time. Continued use of the site after a change means you accept the revised policy.

14. Contact

For privacy questions or to exercise any of the rights described above, email [email protected] with “Privacy Request” in the subject line. Please include enough information for us to verify your request safely.