Cookie Policy
Last reviewed on October 3, 2026.
This page explains what cookies and similar storage technologies TopOnlineBanks.com uses, why we use them, and how you can control them. It supplements our Privacy Policy. Please read both together.
What is a cookie?
A cookie is a small text file that a website asks your browser to store on your device. It lets the site recognize your browser on future visits — for example, to remember a preference or to count you as a unique visitor. “Similar technologies” in this policy means anything that achieves the same effect, including local storage, session storage, and tracking pixels.
The cookie categories used on this site
1. Strictly necessary
These keep the site running and let you move between pages safely. They include the cookie that records your cookie-consent choice itself, where one is shown. They do not require consent under most laws because the site cannot function without them.
2. Analytics
We use Google Analytics 4 through the gtag.js tag. It writes a small set of cookies — typically _ga and _ga_<ID> — to count visitors, measure page views, and understand which articles and tools are useful. We do not use the data to identify you personally.
3. Advertising — Google AdSense and partners
The site does not currently show ads, so no advertising cookies are set today. If ads are added in future they would be served through Google AdSense. Google and its certified partners may set cookies to:
- Recognize that you have visited TopOnlineBanks.com or other sites in Google's network
- Show ads, including personalized ads where permitted
- Cap how often a particular ad is shown to you (frequency capping)
- Measure ad performance and detect invalid traffic
Common cookies in this category include the DoubleClick DART cookie, IDE, NID, and partner identifiers under the doubleclick.net and googlesyndication.com domains.
4. Affiliate tracking
The site does not currently use affiliate links, so no affiliate-tracking cookies are set by links on this site. If affiliate links are added in future, the destination site or its affiliate network could set a cookie to credit a referral; we would update this page first.
How long cookies last
Cookies on this site fall into two retention groups:
- Session cookies — deleted when you close your browser.
- Persistent cookies — kept for a defined lifetime set by the issuer. Analytics cookies typically last up to two years from your most recent visit; advertising cookies typically last from a few weeks to thirteen months and follow Google's published retention rules.
Controlling cookies
You have several options for controlling cookies, and they stack:
- Browser controls. Every modern browser lets you block or delete cookies and clear site storage. Look for “Privacy,” “Site settings,” or “Cookies” in your browser's settings.
- Google Ad Settings. To turn off personalized advertising across Google services and partners, visit google.com/settings/ads.
- YourOnlineChoices (Europe). Visit youronlinechoices.eu to opt out of personalized advertising from many vendors at once.
- DAA Consumer Choice (US/Canada). Visit aboutads.info/choices for similar opt-out controls in North America.
- Google Analytics opt-out. Install the Google Analytics Opt-out Browser Add-on to block measurement on every site that uses Google Analytics.
- Global Privacy Control. If your browser sends a GPC signal, we treat it as a request to opt out of cross-context behavioral advertising for that browser.
What changes if you block all cookies
The site itself will continue to work. Analytics will not count your visit. (If ads are added in future, blocking cookies would make them less personalized.)
Updates
If we add a new tool, drop one we no longer use, or change cookie lifetimes, we update this page and refresh the “Last reviewed” date. For any question about cookies on this site, email [email protected].